A great new offer for the HSBC World Elite MasterCard.

Apply by December 31st, 2018 and receive up to 75,000 Points:

  • 20,000 Welcome Bonus
  • $100 Travel enhancement credit – use against any travel expense like luggage, etc.
  • Earn additional points when you charge the following amounts to your card within 120 days of account opening :
    When you charge :You will earn an additional :
    $1,000 to $4,999+ 5,000 Points
    $5,000 to $9,999+ 25,000 Points
    $10,000 or more+ 25,000 Points

Plus, they’ll waive the first-year annual fee for the primary cardholder.

25,000 points equals to $125 which can be redeemed on any travel spendings made on your card.

It’s not First Year Free in Quebec indeed you do have to pay the $149. But, you get 30,000 more points ($150) and you have no minimum spend where out-of-Quebec needs to spend $10,000 for same bonus!

It is a no-brainer for Quebec residents – not sure why they are segmenting the offer by province.

Here is a link to signup.