Earn 30,000 bonus points with your first card purchase – worth $300 in travel. This card awards Scotia Points where basically when you redeem 1000 points you get $10 towards any travel related expense. So 30,000 would be worth $300 in free travel. Keep in mind that the annual fee is $99.


Scotia Bank American Express Gold


Here is a rundown of the benefits:

  • Earn travel rewards up to 4x faster Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Extraordinary travel benefits Receive discounts and other special amenities at hotels, on airfare, car rentals, cruises and vacation packages
  • 24/7 Full Service Travel Agency Book online or call Scotia Rewards Travel Service
  • Flexible Point Redemption Purchase travel on your card from any travel provider, then call or go online to redeem your points for the travel purchase.
  • Comprehensive travel insurance Includes travel emergency medical (up to 25 days)
  • Complimentary Concierge Services 24/7 assistance with your travel and lifestyle bookings
  • Access to Priority Pass Lounges Worldwide

This is what they show based on my monthly spending (I would probably just get this card for the one-time bonus and apply it to a ferry trip or something I can’t use my Aeroplan or other points for!):

ScotiaBank benefits analysis
ScotiaBank benefits analysis

For my overview it is a great secondary card with the category bonuses for grocery and gas and the free lounge access with Priority Pass. The $99 annual fee is reasonable with the great benefits and insurance that you get. I still like the bonuses for other cards more but it is a good card to have in your wallet!

Here is a link to the application.


  • Hyacinthe
    Posted July 6, 2014 10:05 pm 0Likes

    A note regarding Priority Pass (bolding mine):
    Receive a special yearly Membership price of only $65 USD (a 35% discount off the regular price) and access each lounge visit for just $27 USD. Once you enroll, you will have access to lounges in more than 100 countries and 300 cities worldwide.

    • szussino
      Posted July 7, 2014 12:47 am 0Likes

      Good point – I will update the post!

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