These first year free offers are great!
This card gives you 4% back in travel rewards for “gas, grocery, dining, and entertainment”.
Earn 20,000 Scotia Rewards bonus points, worth $200 in travel, with $750 in net purchases in first three months. Plus, $99 first year annual fee waiver.
For accounts opened by January 31, 2017.
If you apply via the Rate Supermarket link you will also earn a bonus $75 gift card to Amazon, Best Buy, Starbucks, or the Ultimate Dining Card.