Tag: credit card

Credit card applications are the easiest way to earn points.

Sign up for the Best Western Rewards® MasterCard® credit card and if approved:

• No Annual Fee
• Receive 20,000 bonus BWR Points after your first eligible purchase
• Spend $1,000 before November 30, 2013 on your new card and receive additional 30,000 bonus points.
• 1.99% promotional annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months.

This is a great offer as you can transfer the Best Western points to Aeroplan, or with the 50,000 points, you could get up to 3 free nights at Best Western or up to $200 in gift cards.

Here is the sign-up link.

I found a great offer this evening for the American Express Gold Rewards Card.

You can earn the highest Gold Rewards Card points offer of 25,000 Bonus Membership Rewards points when you charge $500 in purchases to their Card in the first 3 months of ownership. The usual offer is 21,000 Bonus Membership Rewards points.

Some of the benefits of this card include:

1. Earn double points on eligible travel and everyday purchases.
   
2. Travel whenever, wherever, however you like with TripFlex^TM rewards.
   
3. Transfer your points one-to-one to Aeroplan^® and Avios.
4. Travel Insurances and Services that can give you the peace of mind to experience all of the adventures ahead of you
5. No annual fee for the first year. A value of $150.

The 25,000 Bonus Membership Rewards points is worth either 25,000 Aeroplan miles or Avios or $250 towards any travel expense you have. You can charge last-minute flights, seat sales, car rentals, cruises, and more to your Card. Your points can even cover taxes and fees.

Once it charge appears on your statement, call American Express to redeem your points.

More information on the American Express Gold Rewards Card.

[styled_box title=”Disclosure” color=”black”]I own this credit card and I receive a bonus of 10,000 Membership Reward Points for referring you. I appreciate your support for this website, which is why we do not have any ads)![/styled_box]

This is a credit card by ScotiaBank and American Express. I own two different AMEX cards (SPG and their rewards card) but I wanted to  review their Scotiabank Gold American Express card.

Benefits:

• Earn 15,000 Bonus Points, a $150 travel value
• Flexible point redemption; no expiry or blackouts
• Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.

• Receive up to 20% off the lowest published offer at over 18,000 hotels worldwide, with special rates and/or complimentary amenities.

• Receive up to 20% off the Best Available Rates and a complimentary room upgrade (if available) at some of the world’s most incredible properties. Enjoy a free amenity, complimentary breakfast and late checkout privileges (if available).
• Receive a special yearly Priority Pass Membership price for only $65 USD (a 35% discount off the regular price) and access each lounge visit for just $27 USD.
• As the primary Cardmember, you, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.
• When you purchase common carrier tickets with your Scotiabank Gold American Express Card, you are eligible for coverage against the loss or the delay of your checked luggage.
• You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit $500 per trip for all insured travellers. Simply charge the full cost of your tickets to your Scotiabank Gold American Express Card.

My feedback:

This card has an Annual Fee of $99 for the Primary Card Holder and an Additional Card Holder Annual Fee of $29. The travel benefits are really standard with most high-end American Express Cards. I like the 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment but one thing to remember is that it only applies to merchants that may qualify for accelerated Scotia Rewards points.

The card is easy to figure out – 1 point = 1 penny towards travel. I look at this as a 1 % return or cash back equivalent (unless you can find a merchant for four times the points).

You only need a travel purchase to redeem those points that you accumulate.

The minimum redemption is 5,000 points (not disclosed on their page so be aware of that fact)!

I prefer the American Express Gold Rewards Card as I can transfer to other programs like Aeroplan and Avios and have the option to use for any travel.

This card also has no annual fee for the first year and gives you 20,000 Membership rewards points. This is worth $200 in travel benefits.

My recommendation is that if you are looking for an American Express travel card to look at the American Express Gold Rewards Card.