Canadian Travel Hacking

Tag: paytm

  • Redeem Paytm Points for Paytm Cash and gift cards

    PayTM (my favourite way to pay my bills to earn extra credit card spending miles) has made some great new changes!

    1. Receive 500 welcome bonus points just for signing up. Starting today, when you download the Paytm Canada app from either the App store or the Google Play store and sign up you’ll get 500 points instantly.
    2. Receive 2,000 points for referring a friend. When you share your referral code with a friend you’ll get 2,000 points when they sign up for Paytm Canada and pay their first bill of $50 or more.
    3. Turn your Points into Paytm Cash. You can convert your Paytm Points for a Paytm Cash Card; which can instantly be used towards a bill payment, rewards card purchase, or to send money nationwide.
    4. Buy rewards cards using your Credit Card. Before today, you were only able to purchase reward cards with your Paytm Cash or your linked bank account. Now, you can use your credit card too! Which means that you can double up on points (if you collect credit card points) when buying yourself a reward. That sounds like a win-win to us.
    5. F-R-E-E Rewards! The most exciting change to our Paytm Rewards is that we now offer FREE Rewards. This means that you can collect your points and redeem them for free rewards cards. Each brand offers a different “free reward” depending on the amount of Paytm Points you want to redeem.

    Here is a link to signup if you haven’t already.

    I use this app to pay bills like my Hydro, Gas, property taxes which normally go through my bank earning me nothing! This app lets me pay with credit card and earn some nice perks!

    Use my code PTM7399557. 

    Enjoy!

  • Earn Up to $60 Cash Back for Free From PayTM

    PayTM has created some nice promos that let you get $60 or more FREE (depending on who you need to pay).

    Download PayTM, where you can use credit cards for bills like property taxes, college tuition, and more! Use my code PTM7399557 to get $10 after paying $25 towards your first bill. Disclosure: I will also receive $10.  

    If you attend any of the following colleges/universities or have an alumni email, you can also earn a $20 reward which is deposited into your account within 48 hours of registering. This offer expires February 1, 2018.  You need to register with your university email account.

    • Carleton University
    • Dalhousie
    • McGill University
    • Queen’s University
    • Ryerson
    • Seneca College
    • Simon Fraser
    • Trent University
    • University of Alberta
    • University of Calgary
    • University of Guelph
    • University of Ottawa
    • University of Toronto
    • University of Waterloo
    • University of Windsor
    • Western

    You will receive an email to verify your account.  Confirm your email, and then download the PayTM app.  You can download the PayTM app on iOS and Android.

    Login to your PayTM account from the app, and confirm your cellphone number.  Now you’re ready to go.

    To set up your account, first enter a MasterCard as payment.  When using MasterCard, there are no fees to pay billers, and you’ll receive points/cash-back per your credit card.

    For the following billers, you’ll earn $10 after your first $50 bill payment.  If you have bills from more than one of the following billers, you can earn the promotional award more than once!

    Enter the corresponding promotion code on your first bill payment, which has to be $50 or more.  When you go to pay the bill, there’s a link to enter the promotion code.  This promotion ends January 31, 2018.

    BILLER PROMO CODE
    Enbridge ENBRIDGE
    Fido FIDO
    Hydro Toronto HYDRO
    Koodo KOODO
    Rogers ROGERS
    Telus TELUS
    Virgin VIRGIN

    For example, if you have a Telus cellphone bill, and have Hydro Toronto, you could earn $20!

    Finally, until January 31, 2018, you will earn 2% cash-back on all bill payments, to a maximum of $20.  If you pay at least $1000 in bills, you’ll get the full cash-back amount.  Remember that you can always overpay/pre-pay a bill.

  • PAYTM : An Important Announcement for Visa Cardholders – Pay Canadian Bills

    If you haven’t started using PayTM in Canada what are you waiting for? This free service lets you pay bills that normally don’t accept credit cards.

    For example, I can pay my property taxes (sobbing here), Shaw Cable, Fortis BC, BC Hydro (some of these don’t accept credit card so it lets me earn bonus American Express Membership Reward Points which I can then transfer to Marriott and use for travel!

    They first launched last summer and have been one of the best ways to earn additional miles.

    Download PayTM, where you can use credit cards for bills like property taxes, college tuition, and more! Use my code PTM7399557 to get $10 after paying $25 towards your first bill. Disclosure: I will also receive $10.  

    As of January 8, 2018, Visa transactions made on Paytm may be treated as a Cash Advance by the issuer of the Visa card. As well as, the transaction may also be subject to a cash advance fee and/or interest charges.

    You can still use Paytm Cash, your bank account and other credit cards as a payment method on Paytm at NO CHARGE.

    This is important if you were planning to use your Visa card to make bill payments (stick to American Express and Mastercard at this time).

    Enjoy!