Month: March 2019

The Scotiabank Passport Visa Infinite now has a signup bonus of up to 40,000 Scotia Rewards points. You earn 30,000 Scotia Rewards points after spending $1,000 in the first three months of card membership.

The card offers a 10,000 points bonus if you spend $40,000 in a cardmember year and 2,000 points each additional $10,000. This offer ends June 30, 2019.

This card has an annual fee of $139 – but I would recommend it based on the nice sign-up bonus available and perks mentioned below.

Some of the nice perks that this premium card has includes:

• No FX mark-up. Avoid paying a Foreign Currency Conversion mark-up on purchases made outside of Canada (including online).
• Best Price Guarantee on airfare. Earn a points credit when you find an airfare that is at least $10 less than the airfare you’ve booked. Flights must have the exact same itinerary and be sent within 24 hours of your initial purchase.
• Complimentary Airport Lounge Access. Enjoy complimentary Priority Pass membership, plus six free visits per year to over 1,000 airport lounges around the world.
• Price drop protection. File a claim with the Price Protection Service if your recent purchase drops in price within 60 days and receive the price difference up to $100 per item and $500 per calendar year.
• Purchase insurance. Get extended warranty and insurance coverage to cover theft, loss or damage on most items purchased with your card (for 90 days from purchase date).
• Travel insurance. Take advantage of comprehensive travel insurance to cover car rental theft or collision, flight cancellations/interruptions, baggage delays or lost luggage, hotel burglaries and other incidentals. This comes on top of $1,000,000 in Travel Emergency Medical Insurance and $500,000 in Travel Accident Insurance.
• Save on car rentals. Save up to 25% off at participating AVIS car rental locations in Canada and the U.S. and enjoy free upgrades when you pay with your Scotiabank Passport Visa Infinite Card.

Earn a $500 cash bonus when you open a new TD All-inclusive account by April 30, 2019.

• No monthly fee if you have $5,000 at the end of each day
• No TD Fee at any ATM worldwide²
• Unlimited transactions³ like withdrawals and debit card purchases
• Free to send money using Interac e-Transfer®
• No Annual Fee for the first year for your choice of one of five select TD Credit Cards⁴
• With TD Fraud Alerts, suspicious transactions on your TD Access Card can be blocked and unblocked in real time⁵
• Free small Safety Deposit Box, personalized cheques, certified cheques and money orders⁶

The $500 cash offer is available to Canadian residents that are the age of majority on March 11, 2019, in their province or territory who:

(a) Receive this targeted offer via e-mail or mail; 
(b) Open a TD All-Inclusive Banking Plan account by April 30, 2019 (the “New Account”); and 
(c) Complete any two of the following with the New Account:

1. Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Account before June 14, 2019. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
2. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before June 14, 2019;
3. Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Account before June 14, 2019. The Pre-Authorized Debit must occur either weekly, biweekly, monthly or twice per month.

Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following individuals are not eligible for the $500 cash offer:

1. Already have a TD chequing account or Youth Account or had either one of these accounts that was closed on or after March 10, 2018; or
2. Received any chequing account offer from TD in 2016, 2017, 2018; or
3. Are TD staff members or joint with a TD staff member

Earn 10% Cash Back for purchases in the categories : Home, Apparel, Kitchen, Beauty, Shoes & Accessories, Luggage, Jewelry, Watches and Luxury Beauty. (Until March 31) from Great Canadian Rebates.

This is one of my favourite cash-back portals in Canada.

If you don’t already have an account, click on this referral link to register and you will earn an extra $3 in your account.

Here are some of the terms of the offer:

You must click from GCR before adding an item to the cart or Wish List.
You cannot use GCR to pay for an item in the cart if you did not use GCR to add the item to the cart.
You cannot click on the reorder button. You must use GCR to add the item to the cart
You cannot use GCR to move an item from the wish list to cart if you did not use GCR to add the item to the wish list. 

When you shop at least 2 different Mix & Match Categories through airmilesshops.ca, you’ll get some Bonus Miles!

Shop 2 Mix & Match Categories = 50 Air Miles bonus

Shop 3 Mix & Match Categories = 300 Air Miles bonus.

Ends March 18, 2019.

Some credit cards I like to keep in my wallet and this is one of them.

American Express has released a new credit card to show the new rewards program (Marriott Bonvoy). Their personal card has an offer for 61,000 points if you spend $3,000 the first 3 months of the card. It has an annual fee of $120.

One of the main reasons I like this card is not for the points I earn for spending on it (unless I am at a Marriott), it is for the free Anniversary night. Which rebates the annual fee for me ($120 per year).

Each year, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy^TM properties with a room rate of up to 35,000 points, inclusive of room rate and applicable taxes but exclusive of resort fee.

Some great properties that currently cost 35,000 points include:

The Westin Snowmass
Sheraton Kauai Resort
Sheraton Steamboat Resort Villas
AC Hotel New York Times Square
The St. Regis Bangkok
Westin Punta Cana
Westin Puerto Vallarta
Renaissance Aruba Resort

Some of these properties cost up to $350 USD + per night – so this is a great deal when the card costs only $120 Canadian per year.

To qualify for the 61,000 Welcome Bonus points you must have at least $3,000 in net purchases posted to your account on or before your three month anniversary date. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for eligible purchases.

Please allow up to 8 weeks after earning your points for your account to be updated. If you have already applied for Marriott Bonvoy™ American Express^® Card without using this recommendation, you will not be eligible for the bonus points.