Blog

  • 30% Transfer Bonus: RBC Rewards to BA Avios (June 15-July 31, 2018

    Use your Avios to save on flights and get 30% more Avios when you convert your RBC Rewards points between now and July 31, 2018.

    That’s 1.3 Avios for every RBC Rewards point converted. As an RBC Avion cardholder+ you can convert RBC Rewards points to Avios as often as you want. A minimum of 10,000 RBC Rewards points must be converted to receive your 30% bonus Avios.

    Here is a link to the promotion.

    This promo ends July 31, 2018.

    Enjoy!

  • Ebates.ca: In-Store Cash Back

    In-Store Cash Back is a free program that enables you to earn Cash Back even when you shop offline at your local retail stores, by linking Cash Back offers to your credit card in three simple steps:

    First, sign into your Ebates account. (If you don’t have an account, sign up here — you’ll get a $5 welcome bonus.)

    1. Add a card. Select a credit card to add to your Ebates account
    2. Link an offer. Find an offer through Ebates (on our site or in the Ebates App) and link it to your card
    3. Go shopping. Just use the card you selected to make your purchase— the Cash Back you earn will be automatically added to your Ebates account

    How to add a card

    1. Sign in to your Ebates account
    2. Under “My Account,” click on “MyWallet”
    3. Click on “Add a New Card” and enter the credit/debit cards you’d like to shop with

    How to link an offer

    To redeem an In-Store Cash Back offer, you must link it to the card you’ve added to your Ebates account. To do that, visit In-Store Cash Back Offers, find the offers you like, and link them to the card.

    Offers must be linked to your card before you make your purchase, and they must be valid (not expired) when you make your purchase. To see which offers you’ve linked to your card, and to ensure they have not expired, follow these steps:

    1. Sign in to your Ebates account
    2. Visit In-Store Cash Back
    3. Click on “Linked Offers”

    How to go shopping

    You can go shopping two ways:

    • Use your mobile device. Use our mobile site or the Ebates App to find your offer and link it to your card, even while you’re shopping in the store. There’s no waiting: offers you select will link to your card in real time. Each linked offer is redeemable for a single purchase only, but if you want to make a second purchase, you can use your mobile device while in the store to link to the offer again.
    • Use your computer. Find an offer on Ebates.com, link it to your card and use that card to go shopping. (If you elect not to use a mobile device, please note that In-Store Cash Back offers are good for only a single purchase at a time.)

    Regardless of whether you use your mobile device or computer to link your offer, simply shop as you normally would. You don’t need to present anything to the salesperson.

    The best thing about this program is that you can use it on the fly. If you have the Ebates app on your smartphone, you don’t need to worry about activating any offers before you head out for your next shopping trip; you can simply link them to your card while you’re at the store.

  • Pay no Plastiq fee when you use your Masterpass – Ends Sept 30, 2018

    Plastiq is a third-party service provider that offers additional payment methods, including credit cards (similar to Paytm). You can link your credit card to your Plastiq account and get credit card rewards through Plastiq payment. Normally, Plastiq charges a fee of 2-2.5% for this service.

    Masterpass enables you to store and manage payment, shipping, and loyalty program information in your Masterpass Wallet. By adding your Masterpass Wallet to your Plastiq account, you are able to quickly and seamlessly submit payments without needing to re-enter payment details.

    From now until September 30, 2018, they will waive the Plastiq fee when you use Mastercard® in Masterpass when paying with Plastiq.

    This promotion applies to any bills or invoices up to a maximum of $500 each. This means any amount after the $500 maximum will incur the Plastiq fee.

    NOTE: To qualify for this promotion, payment must be submitted or scheduled on or after May 14, 2018 and the payments’ delivery date must be before or on September 30, 2018. Your card must be successfully billed by Plastiq and remain in good standing to qualify for a promotional credit. The promotional credit is non-transferable and may not be sold or bartered. Promotion subject to change or cancellation at any time. Offer may be revoked at any time for any reason by Plastiq. Offer void where prohibited by law.

    Users using a referral code must hit the required minimum of $500 in successful payments and receive the FFD credit before they are eligible for this promotion.

    For this Plastiq/Masterpass promotion, new users using a referral code must hit the required minimum of $500 in successful payments and receive the FFD credit before they are eligible for this promotion.

    Use my referral code & pay $500 worth of bills to get 500 fee-free dollars.

  • Earning Aeroplan miles just got easier with Amazon.ca and Aeroplan’s eStore

    As of April 24, 2018, members can start earning through Amazon.ca, adding to an already thriving roster of more than 150 retailers Aeroplan’s eStore with Amazon.ca now gives you access to more variety of items to choose from while ensuring you can get to your travel plans that much quicker.

    ICYMI, since 2008 Aeroplan’s eStore has been offering members the opportunity to shop online with their favourite retailers and be rewarded in miles – making shopping for everyday items, travel essentials, fresh flowers or the perfect gift (Mother’s Day is around the corner!) that much more exciting, because shoppers earn 1 mile per every dollar spent online or more with promotions. Plus, if you have an Aeroplan-affiliated credit card, then you’ll earn even more!

    Wait – so where can I shop?

    At more than 150 retailers online through Aeroplan’s eStore! From fashion, to back-to-school, to tech and tools, to kitchenware, the eStore has something for everyone – and your future travel plans covered. Retailers include the Apple Store Canada, Indigo, Sephora, Hudson’s Bay, Gap, Microsoft, Frank and Oak, Forever 21, Lole and now Amazon.ca! For a full list of retailers, visit here.

    How many miles can I earn?

    Members earn 1 mile per every dollar spent with opportunities to earn even more through our many promotions.
    Aeroplan status members can load up on even more miles when shopping at Amazon.ca through the Aeroplan eStore.  Diamond members receive 3x the base miles per transactions while silver and black status members can earn up to 2x the miles.  Those members who use their Aeroplan-affiliated financial card can earn miles twice when they pay for their new dress, headphones or any of the millions of items available on Amazon.ca.

    How do I shop?

    It’s as easy as 1 – 2 – 3 – 4 = MORE MILES!
    1. Aeroplan Members simply visit aeroplan.com/estore;

    2. Search for Amazon.ca;

    3. Enter your Aeroplan Number and last name;

    4. Click on the ‘Shop Now’ button to be redirected to Amazon.ca.  Happy shopping!  Members will earn a minimum of 1 Aeroplan Mile per $1 spent.

    The sky is the limit with earning miles, and getting to your favourite travel destination that much sooner.

  • Air Miles Mega Miles Promo – Earn up to 1250 Bonus Airmiles – Ends April 12, 2018

    The Air Miles Mega Miles promo is back.

    If you use offers at 5 different partners before April 12, you will earn 1250 bonus miles.

    If you use 3 different partners, you will earn 650 bonus miles.

    Each MEGA MILES Partner offer can only be used once towards the Bonus for using 3 or 5 different Partner offers. You must meet the Terms and Conditions for Partner offers to qualify.

    The Bonus Miles you get from each Partner offer, as well as the Bonus Miles you get from using offers at 3 or 5 different Partners, will be deposited into your Collector Account within 120 days after the promotion ends.

    Partners Miles and Miles you receive for using 3 or 5 offers may be deposited in your Collector Account at different times.

    Here is a link to the promo.

     

  • payTM Promos: 10% Cashback on Next Bill Payment, Double Your Referrals to $20

    payTM let us know that they have some nice promotions going on at the moment.

    Download PayTM, where you can use credit cards for bills like property taxes, college tuition, and more! Use my code PTM7399557 to get $10 after paying $50 towards your first bill. Disclosure: I will receive $20.  

    1. You’ll earn $20 when your friend signs-up, with your referral code, and successfully completes a bill payment of at least $50. Your friend will also receive $10. Offer ends on March 9, 2018.
    2. 10% Cashback on Next Bill Payment – So you can spend $200 on a credit card bill and get $20
      Receive 10% cashback when you make a bill payment to any different company (max $20). Enter promo code: 2ndBill.

      Hurry, offer ends on March 9, 2018.

  • RBC Visa Infinite Avion sign up offer – 25,000 bonus points and first year free!

    Apply for a RBC Visa Infinite Avion Card now, and you can earn 25,000 welcome points upon approval plus no annual fee for the first year – that’s a savings of $120.
    Note: Additional cardholder(s), as well as existing RBC Visa Infinite Avion or Visa Platinum Avion, Cathay Pacific Visa Platinum, British Airways Visa Infinite, RBC Rewards Visa Preferred, RBC Avion Visa Infinite Privilege and RBC Avion Visa Infinite Privilege for Private Banking cardholders, applying for or transferring to an RBC Visa Infinite Avion card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer.
    This card is very flexible and offers some nice benefits:
    • Those 25,000 welcome points are equal to 25,000 British Airways Avios or 250 WestJet dollars.
    • Earn 25% more RBC Rewards points on travel related purchases
    • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
    • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. )
    • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Air Canada Conversion Card RIP April 13, 2018

    As of April 13, 2018, you will no longer be able to reload Canadian Dollars directly onto your AC conversion card. This change will not affect your ability to load any of the other supported currencies.

    After April 13, 2018, you will still be able access the Canadian Dollar wallet for unloads, ATM withdrawals, wallet transfers, and point of sale or online purchases.

    CIBC allows you to load up this prepaid card using your credit card (Visa or Mastercard only) to obtain other currencies. You add them to your card and the website will show you how much your desired currency will cost in Canadian dollars. You could then withdraw from the ATM for free (up to $400 per day).

    It was an easy way to meet the minimum spending (for some people that took advantage of this).

    Some cards now bill this as a cash advance!

  • Earn 20,000 ‘More Rewards’ Points (worth $85.80) when shopping at 4 partners – February 2018

    Shop with multiple More Rewards partners and earn bonus points over and above the base points. The more partners you shop with, the more bonus points you will earn.

    How many bonus points can I earn?

    • 250 bonus points = 1 qualifying More Rewards partner and at least 1 Overwaitea banner
    • 2,000 bonus points = 2 qualifying More Rewards partners and at least 1 Overwaitea  banner
    • 5,000 bonus points = 3 qualifying More Rewards partners and at least 1 Overwaitea banner
    • 20,000 bonus points = 4 qualifying More Rewards partners and at least 1 Overwaitea banner

    What is the value of my bonus points if I redeem for More Rewards Travel?

    • 250 bonus points = $1.07
    • 2,000 bonus points =$8.58
    • 5,000 bonus points = $21.45
    • 20,000 bonus points = $85.80

    Here is the easiest way to shop at 4 partners:
    1. Get the Carrot Rewards App (minimum of 30 More Rewards Points required). Use my usercode, stevenz8894, and get 125 points on signup!
    2. Petro-Canada (minimum of 30 More Rewards required, 1 point earned per $1). Link Petro-Canada to More Rewards card @ https://www.morerewards.ca/petro-points and spend $30 on gas.
    3. Panago Pizza (minimum of 1 More Rewards Point required, 1 point earned per $1).
    4. Vancouver Attractions (minimum of 1 More Rewards Point required, 1 point earned per $1). Just buy a cheap attraction (kids ticket for around $4).

    For all partners, excluding Petro-Canada and Carrot Rewards, you need to earn a minimum of 1 More Rewards points on a qualifying purchase for your transaction to qualify. At Petro-Canada and Carrot Rewards, you must earn a minimum of 30 More Rewards Points during the promotional period for either partner to qualify towards bonus points.

    Enjoy!

  • Earn Up to $60 Cash Back for Free From PayTM

    PayTM has created some nice promos that let you get $60 or more FREE (depending on who you need to pay).

    Download PayTM, where you can use credit cards for bills like property taxes, college tuition, and more! Use my code PTM7399557 to get $10 after paying $25 towards your first bill. Disclosure: I will also receive $10.  

    If you attend any of the following colleges/universities or have an alumni email, you can also earn a $20 reward which is deposited into your account within 48 hours of registering. This offer expires February 1, 2018.  You need to register with your university email account.

    • Carleton University
    • Dalhousie
    • McGill University
    • Queen’s University
    • Ryerson
    • Seneca College
    • Simon Fraser
    • Trent University
    • University of Alberta
    • University of Calgary
    • University of Guelph
    • University of Ottawa
    • University of Toronto
    • University of Waterloo
    • University of Windsor
    • Western

    You will receive an email to verify your account.  Confirm your email, and then download the PayTM app.  You can download the PayTM app on iOS and Android.

    Login to your PayTM account from the app, and confirm your cellphone number.  Now you’re ready to go.

    To set up your account, first enter a MasterCard as payment.  When using MasterCard, there are no fees to pay billers, and you’ll receive points/cash-back per your credit card.

    For the following billers, you’ll earn $10 after your first $50 bill payment.  If you have bills from more than one of the following billers, you can earn the promotional award more than once!

    Enter the corresponding promotion code on your first bill payment, which has to be $50 or more.  When you go to pay the bill, there’s a link to enter the promotion code.  This promotion ends January 31, 2018.

    BILLER PROMO CODE
    Enbridge ENBRIDGE
    Fido FIDO
    Hydro Toronto HYDRO
    Koodo KOODO
    Rogers ROGERS
    Telus TELUS
    Virgin VIRGIN

    For example, if you have a Telus cellphone bill, and have Hydro Toronto, you could earn $20!

    Finally, until January 31, 2018, you will earn 2% cash-back on all bill payments, to a maximum of $20.  If you pay at least $1000 in bills, you’ll get the full cash-back amount.  Remember that you can always overpay/pre-pay a bill.