These first year free offers are great!

This card gives you 4% back in travel rewards for “gas, grocery, dining, and entertainment”.
Earn 20,000 Scotia Rewards bonus points, worth $200 in travel, with $750 in net purchases in first three months. Plus, $99 first year annual fee waiver.
For accounts opened by January 31, 2017.
If you apply via the Rate Supermarket link you will also earn a bonus $75 gift card to Amazon, Best Buy, Starbucks, or the Ultimate Dining Card.
Comments
3 responses to “Scotiabank Gold Amex Card 20,000 bonus points + 1st year free + $75 gift card”
I see no waiver?
It is on the Rate Supermarket website when you see the card.
Apparently, if you are pre-existing members of scotiabank, you are ineligible for this promotion. Only new members are allowed the $75 gift card bonus.