Simplii Financial Cash Back Visa Card

For your first 4 months, enjoy 10% bonus cash back at restaurants and bars up to $500 spend.

Get 4% cash back after the first 4 months at restaurants and bars.

Card Details

With the Simplii Financial Cash Back Visa, you have the ability to earn more cash back depending on where the card is used. For eligible restaurant, bar, coffee shop and takeout purchases, you can earn 4% cash back!
  • For a no-annual-fee card, it offers including:⇒ 4% on your restaurant spending up to $5,000 per year.⇒ 1.50% on gas, groceries, drugstore purchases, and pre-authorized payments up to $15,000 per year.⇒ 0.50% on all other purchases with no limit on how much you can earn.
  • As a welcome bonus, they are also offering up to 10% cash back on your first $500 spend at restaurants and bars.
  • The annual household income threshold required to qualify for this card is very low at $15,000 so this is ideal for students to get started with their credit history.
  • You’ll get your cash back as a one-time annual credit on your December statement. Your cash back accumulates monthly, starting January 1, or when you first open your credit card account.

Annual Fee


Insurance and Purchase Coverage

  • You get free purchase security insurance of up to 90 days from the date of purchase, and an extended warranty that doubles the manufacturer’s warranty by up to 1 year.