American Express Gold Rewards Card

1 Free Supplementary Gold Rewards Card (a $50 value) to help you earn points faster.
Annual fee of $150 waived the first year
Earn double points for every $1 in eligible travel purchases charged to the Card, including last minute travel, hotels, airline reservations, holiday packages, car rentals, cruise vacations, and more.

Plus, earn double points for every $1 in eligible gas, grocery and drugstore purchases charged to the Card. You can use the points you earn for straight travel or transfer them to Avios or Aeroplan or other frequent flyer programs.

• Earn a Welcome Bonus of 25,000 Membership Rewards points (worth $250) just by making $500 in purchases in your first 3 months of membership. That's enough for a round-trip flight almost anywhere in North America!
• No annual fee for the first year. A value of $150!
• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more.
• Earn one point for every $1 in Card purchases everywhere else.
• Transfer your points to frequent flyer programs, or one-to-one to Aeroplan and Avios.
• Charge any travel including gas to your Card and pay with points, with no blackout periods.

American Express Platinum

This card has the highest signup bonus in Canada. Currently you get a whopping 60,000 Membership Reward Points. Basically you can transfer 60,000 Membership reward points on a 1:1 basis to Aeroplan or Avios or simply trade them for $600 of travel.
You also get $200 of annual travel credit - means if you get $200 this year in 2014 you will also get another $200 in 2015. You also gain American Express Fine Hotels and Resort Rates access. Basically special bonuses and rates for luxury properties around the world which include special amenities such as late checkout, room upgrades, and some form of spa/dining/resort credit around 100 USD. These rates are offered only to American Express Platinum Canada cardholders, and not any other card line in the Amex Canada family. The room rate is generally the same price as the best flexible rates at most hotels, so you’re not paying more than if you booked directly with the hotel/chain.
You also get free elite hotel access Club Carlson Gold Elite, Starwood Gold, and Accor Plat for free, and a fast track to Fairmont Platinum. Remember you can use these statuses to status match to other programs!
The card has access to three primary sets of lounges:

1. Plaza Premium Lounges and Servisair Executive Lounges within Canada (one companion permitted).
2. The US Airport Club Program: US Airways, American Airlines, and Delta lounges (although US/AA lounge access ends March 22, and no companions for Delta lounges)
3. Priority Pass Lounges: A large selection of international third-party lounges (cardholder only)
   

   The card is worth it almost for the signup bonus - remember that 60,000 Aeroplan miles is a return ticket to Europe (with a stopover) - not bad for a $699 fee (which doesn't even include the travel credit and other bonuses).

   1. Through the Canadian Platinum Lounge Benefit enjoy complimentary lounge access across most major Canadian cities regardless of airline or fare booked. Or, when traveling with participating airlines in The Airport Club Program, enjoy complimentary airline club access across the US and Internationally. What's more, as a Platinum member, you have complimentary access to the American Express Lounge – a private lounge reserved for our most valued Cardmembers. The American Express Lounge is located at Gate B, Domestic departures at Toronto's Pearson Airport.
   2. Earn 1.25 Membership Rewards points for every dollar in purchases charged to your Platinum Card
   3. Extensive travel benefits, including a $200 Annual Travel Credit
   4. You will have access to a $200 CAD Annual Travel Credit, compliments of your Platinum Card. Use the credit once annually towards any single travel booking of $200 or more charged to your Platinum Card through Platinum Card® Travel Service from Amex Canada Inc.
   5. Gain experiences unlike any other, including access to some of the world’s most prestigious golf courses and fine resorts. As a Platinum member, you can take advantage of a complimentary Preferred Golf Membership for a full year, no strings attached – a $295 USD value.
   6. When a Platinum member rents a car with Hertz24, they are entitled to a Complimentary Car Upgrade (subject to availability), fast-track service, and up to 15% discount on the best available rental rates. When a Platinum member rents with Avis25, they enjoy faster rental and reservations and up to 25% discounts on rentals in North America and 20% discounts Internationally.
   7. Simply use your Platinum Card to purchase an eligible ticket with participating airlines in first class or business class and receive a complimentary or discounted ticket for your companion to travel with you. Also, enjoy complimentary seat upgrades to First Class from Business Class when travelling to destinations around the world. You'll appreciate roomier seats, premium service and more relaxing journeys. What’s more, when you use your Platinum Card to purchase an eligible ticket in specified classes, you can save with special discounted airfares.
   8. This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Platinum Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

   9. If you’re departing from Toronto Pearson International Airport, enjoy the privileges of Platinum before you even leave town with complimentary Valet Service at Terminal 1 and Terminal 3.¹⁵ Simply present your Platinum Card when you pick up your car, and a Toronto Pearson attendant will waive the $25 Valet Service fee.

      In addition to complimentary Valet Service, when you use your Platinum Card to pay for parking at the Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, you will receive 15% discount on parking rates as a statement credit after the charge has been posted to your account.¹⁶ For parking details visit torontopearson.com.

      Once you’re inside the terminal, you can expedite your way through security by simply presenting your Platinum Card and valid boarding pass to access Pearson Priority Lane¹⁷ in Terminal 1 and now Terminal 3.

   Apply for card
   
   
   

   American Express AeroplanPlus Gold Card

   Benefits of the American Express AeroplanPlus Gold Card:

   • Earn 1 Aeroplan® Mile for every $1 of Card purchases up to $10,000 annually, and 1.25 Aeroplan Miles for every $1 of additional Card purchases over $10,000 annually.
   • No annual fee for up to two Supplementary AeroplanPlus Gold Cards. The annual fee for additional Supplementary AeroplanPlus Gold Cards is $50 each.
   • Flight Delay Insurance: Charge your airline ticket to your American Express AeroplanPlus Gold Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for hotel, motel, restaurant expenses and other sundry items.
   • Baggage Delay Insurance: Book a flight with your American Express AeroplanPlus Gold Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases.
   • Lost or Stolen Baggage Insurance: When you fully charge your airline tickets to your American Express AeroplanPlus Gold Card you can receive up to $500 coverage for loss or damage to your luggage or personal effects while in transit.
   • Buyer’s Assurance Protection Plan: Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express AeroplanPlus Gold Card.
   • Purchase Protection Plan: Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you use your American Express AeroplanPlus Gold Card.
   • Earn 1 Aeroplan® Mile for every $1 of Card purchases up to $10,000 annually, and 1.25 Aeroplan Miles for every $1 of additional Card purchases over $10,000 annually.
   • No annual fee for the first year. A value of $120

   Earn a bonus 26,000 Aeroplan Miles for signup bonus (minimum spending of $500 for the first 3 months).

   Apply for card
   

   Starwood Preferred Guest Credit Card from American Express

   • Earn 1 Starpoint® for every $1 in purchases charged to the Card and receive a Free Weekend Night Award at hotels and resorts worldwide when you reach $40,000 in purchases on the Card each year.
   • Enjoy an automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.
   • Charge your airline ticket to your Starwood Preferred Guest Credit Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for hotel, motel, restaurant expenses and other sundry items.
   • Book a flight with your Starwood Preferred Guest Credit Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases.
   • When you fully charge your airline tickets to your Starwood Preferred Guest Credit Card, you can receive up to $500 coverage for loss or damage to your luggage or personal effects while in transit.
   • Automatic coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.

   With our referral link you could earn a bonus offer of 20,000 Bonus Starpoints when you charge $1,000 in purchases to your Card in the first 3 months of card membership.

   Here is why this is the best rewards credit card in Canada:
   1. Can redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
   2. You can transfer Starpoints out of the SPG program into most major airlines at a rate of 1.25 to 1 when you transfer a block of 20,000 points (20,000 Starpoints = 25,000 airline miles. This is a highly desirable program because of its points-to-miles transfers offering a 5,000-mile bonus when you transfer 20,000 points. For example, if I transfer 20,000 SPG points to Aeroplan, I would have 25,000 Aeroplan miles. I have seen transfer bonuses in the past year with Avios where I would earn a 25% bonus on the miles transferred to Avios, to earn 31,250 Avios when transferring SPG points.
   3. SPG points do not expire as long as you earn, redeem, or purchase points once every 12 months.
   4. Points can be transferred for no cost between accounts only by members of the same household.
   5. If you were flying from Victoria, BC to Miami you could get a free stopover in Toronto for just 25,000 ClassicFlight Aeroplan miles roundtrip. This is a major value and saves you from redeeming extra Aeroplan miles for multiple flights.One of the major benefits of the ClassicFlight Aeroplan redemptions is the generous stopover that you are allowed. In general, a stopover city is between your origin and destination. The stopover city must be allowable within the fare rules for the origin and destination. For example, on a trip from Montreal to Vancouver, you could include a stopover in Winnipeg but not a stopover in New York.
   6. Can also transfer to Avios and get amazing value, Toronto to New York or Toronto to Chicago is just 9,000 Avios miles for a return ticket (can be close to $400 usually). Another interesting flight route is from Boston to Dublin on Aer Lingus, to redeem only 25,000 Avios roundtrip in coach or 50,000 Avios for business class.
   7. Can redeem Cash and points (hotel redemption for 3,000 SPG points + $35 per night).
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   Alaska Airlines MBNA Card

   • 25,000 Bonus Miles upon approval^††
   • An annual coach Companion Fare every year from $118 (USD)($99 base fare, plus taxes and fees from $19)^‡
   • 1 mile per $1 spent on every eligible purchase^‡
   • 3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages^‡
   • Redeem miles for flights to over 700 destinations worldwide
   • $50 off a new Board Room membership initiation fee²
   • Secure 24-hour online access to your account information
   • International acceptance at millions of locations

   This is a great card to have - amazing sign-up bonus and a companion fare for under $125. Imagine going to Hawaii for under $1,000 - you can do it with this card.

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   American Express AeroplanPlus Platinum Card

   
   • Bring along a friend with a Partner Ticket. Once per year, you can redeem 15,000 Aeroplan Miles for a short-haul round-trip ClassicFlight reward seat in economy class and receive a second Partner Ticket for the same itinerary.
   • Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
   • Avoid the line-ups at security by accessing the Pearson Priority Security Lane located at the departure level of Terminal 1 at Toronto Pearson International Airport during peak airport operating hours.
   • Let yourself be spoiled with access to the Fairmont President's Platinum Club membership when you enroll and stay any 5 nights in the same calendar year – enjoy one complimentary night, room upgrades and $100 USD in Fairmont dining certificates and more.
   • Relax in over 600 lounges worldwide, including Air Canada Maple LeafTM* Lounge access in airports across Canada, in London and in Paris, and around the globe with Complimentary Priority Pass Membership.
   • Go confidently with coverage that’s as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more .
   • Earn 40,000 Bonus AeroplanMiles after you spend $1,000 in your first three months of Cardmembership.
   • Earn 1.25 Aeroplan Miles for every $1 of Card purchases up to $25,000 annually
   • Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
   • Enjoy a 2-for-1 short-haul flight reward when you redeem 15,000 Aeroplan Miles, with the Partner Ticket benefit
   • Breeze through airports lines with Air Canada Executive First, Executive Class Priority Check-in
   • Access to Air Canada Maple Leaf Lounges & Arrivals Lounges
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   Aspire Travel Platinum MasterCard

   
   • 1 reward mile for every $1 – on everything you buy
   • 5,000 bonus miles on your first purchase
   • 25% extra miles every year
   • No limit to the amount of miles you can earn

   This is a great program if you have Average Credit and you like earning reward and you don’t want to pay an annual fee.

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   Capital One Aspire Travel World Mastercard

   
   • 2 reward miles for every $1 on all purchases 
   • 35,000 bonus miles on your first purchase
   • 10,000 anniversary bonus miles every year
   • 2 reward miles for every $1 on all purchases – no matter where you shop
   • 35,000 bonus miles when you make your first purchase
   • 10,000 anniversary bonus miles every year
   • No limit to the amount of miles you can earn
   • Add an authorized user for $0 and earn even more miles with their purchases
   • World MasterCard benefits, including Travel Emergency Medical insurance and Trip Cancellation insurance
   • Provides emergency medical coverage anywhere in the world. As the primary cardholder, you, your spouse and your dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. This benefit is subject to an exclusion for pre-existing medical conditions.
   • If an illness, injury or other covered cause prevents you from starting your trip, you'll be covered for up to $1,000 of eligible cancellation expenses per insured person, to a maximum of $5,000 per trip. Trip Cancellation covers you, as the eligible cardholder, your spouse and your dependent children when travelling with you and/or your spouse. It also covers up to two travelling companions. The full cost of the trip expenses must be charged to your Capital One credit card.
   • If your checked baggage is lost by an airline you can be reimbursed up to $1,000 per trip for all insured travellers. The full cost of your tickets must be charged to your Capital One credit card.
   • If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card.
   • Receive up to $500,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card.
   • Charge the full cost of your car rental to your Capital One card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you'll be insured if your rental car is damaged or stolen when you rent the car for a period of up to 48 days.
   • When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year.
   • When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer's warranty for up to two years.
   • Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card.
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   Best Western Mastercard

   No annual fee and enough welcome bonus points for a free nights stay!

   Best Western Rewards members can convert their Points to Aeroplan Miles at a rate of 5 points to 1 mile. So 50,000 BW points = 10,000 Aeroplan miles. You usually get a bonus of 10,000 BW points for signing up - but wait for the 50,000 bonus point time event.

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   CIBC Aventura VISA Infinite Card

   

   Earn up to 30,000 bonus Aventura Points. Fly for as low as 10,000 Aventura Points. Redeem Aventura Points for full airfare including taxes and fees or enjoy the flexibility of using Aventura Points plus cash

   • Want the freedom to travel on points on any airline, with no black-out periods
   • Want to earn travel rewards on all your purchases
   • Want comprehensive insurance coverage including flight, auto rental and travel medical
   • Enjoy perks such as Avis® and Budget® car rental discounts
   • Enjoy Visa Infinite Exclusive Offers including, access to luxury worldwide travel & hotels, and dining & entertainment events
   • Want CIBC Travel Concierge Service14 for travel related needs – 1-888-232-5656
   • Want Visa Infinite Concierge Service, for all other inquiries – 1-888-853-4458
   • Have a minimum personal income of $60,000 or a minimum household income of $100,000
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   Delta SkyMiles Gold Mastercard

   
   • A welcome bonus of 2,500 Delta® miles
   • 2 miles for every $1 on Delta Air Lines purchases
   • 1 mile for every $1 on all other purchases

   Only get this card if you like to fly with Delta Air Lines and you don't want to pay an annual fee. Not much a signing bonus and not great benefits.

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   Desjardins Travel Gold

   

   1% of value per dollar spent on all domestic purchases, 2% on purchases made out of country.

   • All-inclusive travel insurance.
   • A rewards program that allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, and select financial products and services.
   • Insurance in case of loss, theft, damage or fire for most goods purchased with your card.
   • An extended warranty of up to one year on goods purchased.
   • Cash advances up to $5,000 a day, anywhere in the world.
   • ZERO Liability in the event of unauthorized use of your card.
   • no-fee traveller's cheques
   • Discounts up to 20% at Hertz worldwide.
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   Marriott Rewards® Premier Visa® credit card from Chase

   • Earn 30,000 bonus points after your first purchase.
   First time marriott rewards visa cardmembers will receive a free night stay upon approval at any category 1-4 marriott® location worldwide * - together that’s enough for 5 free nights.
   • No foreign currency transaction charges.
   • Annual free night stay at a category 1-5 hotel on your anniversary.
   • 5 points per $1 spent at marriott locations.
   • 2 points for every $1 spent on airline tickets purchased directly with the airline and at car rental agencies and restaurants.
   • 1 point per $1 spent on purchases anywhere else.
   • Receive 15 nights credit towards marriott rewards elite status.
   • Annual fee of $120 is waived for the first year.

   This is the card I use for when I travel to Europe or the US. I save approx 3% and earn Marriott points!

   You earn between 30,000 and 50,000 bonus points after your first purchase and a free Night Stay at a Category 1-4 location after account approval. That equals up to 5 Free Nights at a Category 1 Hotel (or 4 free nights at a Category 2 hotel).

   The main benefit is that this card has no Foreign Currency Transaction Charges on international purchases in addition to the exchange rate. They bill you in Canadian Currency if you use your account to make a transaction in foreign currency.

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   No-Fee ScotiaGold VISA

   Commission-free travellers cheques

   • Essential travel benefits with no annual fee
   • $0 annual fee
   • Commission-free travellers cheques
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   RBC Visa Infinite Avion

   

   Earn 2.5% on all travel related purchases and 2% on all other purchases.

   • Earn 1 RBC Rewards point for every dollar spent on purchases. Plus, earn 25% more RBC Rewards points on eligible travel related purchases and up to 5X bonus points§§ when shopping through the RBC Rewards eMall.
   • Choose any airline, any flight, any time with no blackout periods or seating restrictions. This means if there's a seat available, you can fly including during peak seasons.
   • Premium and Extensive Insurance package - including trip cancellation, emergency medical and protection for your trip, hotel, rental vehicle, and purchases.
   • Consistent redemptions without surprises - Choose air travel rewards from the Air Travel Redemption Schedule - specialized concierge services with flights starting as low as 15,000 RBC Rewards points for a short-haul flight worth up to $350.
   • Only the RBC Rewards program has the best one-step travel rewards online booking experience in Canada powered by Travelocity.
   • Non-travel rewards that suit any taste or lifestyle RBC Rewards points can be used redeem for a wide selection of brand name merchandise and gift cards/certificates~. You can also redeem for RBC Financial Rewards® vouchers**Extend your rewards for greater value — Flexible points transfer options let you convert RBC Rewards points to other popular loyalty programs including WestJet dollars, British Airways Avios, AMERICAN AIRLINES AADVANTAGE miles, Cathay Pacific Asia Miles, Shoppers Optimum Points and Pharmaprix Optimum Points, and Esso Extra points.
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   Scotiabank American Express Card

   Earn 2% on gas, grocery and dining, 1% on everything else. Redeem for any travel, any time!

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   Scotiabank Gold American Express Card

   Earn 4% on gas, grocery and dining, 1% on everything else. Redeem for any travel, any time!

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   Scotiabank Rewards VISA

   • Earn travel rewards

     One Scotia Rewards^® point for every $2 spent on everyday purchases¹

   • Full Service Travel Agency

     Book online or call to make all your travel plans²

   • Flexible Point Redemption

     Purchase travel on your card from any travel provider, then call or go online to redeem your points for the travel purchase³

   • Travel benefits

     Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages

   • Merchandise and other rewards

     Redeem points for Scotia Investment or Credit dollars, gift cards and merchandise

   This is a great card if you want to earn travel rewards with no annual fee and have a VISA with a flexible rewards program.

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   TD First Class Travel Visa Infinite Card

   

   This card lets you earn TD Points:
   

   • Earn 3 TD Points for every $1 you spend on Purchases using your Card (equivalent to a 1.5% return on your purchase).
   • Earn 6 TD Points when you book travel over the phone through either Expedia^® For TD or the TD Travel Rewards Centre (that’s a 3% return on your travel purchases!).
   • Earn 9 TD Points when you book travel online through Expedia^® For TD (that’s a 4.5% return on your travel purchases!).

   Great travel benefits:

   • Travel Medical Insurance available for purchase
   • Trip Cancellation Insurance
   • Trip Interruption Insurance
   • Common Carrier Travel Accident Insurance
   • Emergency Travel Assistance Service
   • Delayed and Lost Baggage
   • Priority Pass Membership Discount
   • No-fee Travellers Cheques
   "

   This is not a bad card. You earn a Welcome Bonus of 20,000 TD Points upon approval (that’s worth $100 towards any travel) and you get Travel Medical and Trip Cancellation Insurance and you get the flexibility of no travel blackouts, no seat restrictions and no expiry for travel rewards.

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   Westjet RBC Mastercard

   
   • Welcome bonus of $50 WestJet Dollars with first purchase
   • 1% in WestJet dollars for every $1 spent on the card.
   • 1.5% in WestJet dollars for every $1 spent on the card for WestJet flights or WestJet Vacations packages.
   • Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.
   • Use your WestJet dollars just like cash towards all or part of your next WestJet flight or WestJet Vacations package whenever you want, wherever WestJet flies. No blackout periods. No seat restrictions. No advance booking requirements. Save – even on WestJet seat sales.

   I would wait for a stronger welcome bonus - it is usually around $150.

   • Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.
   • Use your WestJet dollars just like cash towards all or part of your next WestJet flight or WestJet Vacations package - whenever you want, wherever WestJet flies.
   • No blackout periods.
   • No seat restrictions.
   • No advance booking requirements.
   • Save - even on WestJet seat sales.
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